In consideration of the Services rendered by Manju Traders to the User, the User shall pay to Manju Traders a fee that is agreed to in the agreement entered into between Manju Traders and the User, specified on BePay’s Website or proposed by Manju Traders over email to the registered email address of the User. Manju Traders shall deduct its transaction fees plus service tax per successful transaction, and make payment of the balance of the transaction amount to User/Payee’s designated bank account. All other taxes, duties or charges shall be borne and paid by User, unless otherwise agreed between the parties. Manju Traders reserves the right to alter/modify/change the discount/commission rate at its discretion. Manju Traders also reserves the right to forthwith revise the transaction fee payable in the event of any revision in the rates charges by the acquiring banks or card associations or guidelines issued by the Reserve Bank of India from time to time. It is hereby agreed and acknowledged by the parties that the transaction fees charged by Manju Traders in respect of a transaction that has been confirmed shall not be returned or repaid by Manju Traders to the User or any other person irrespective of the transaction being rejected, charged back, refunded or disputed.